Customer Care

In an effort to provide excellent customer service, Please schedule an appointment to have a consultation with one of our senior Customer Care representatives. Any questions or concerns please contact our Customer Care Department at (442) 229-5480

Credit Score

For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750. Any questions or concerns please contact our Customer Care Department at (442) 229-5480 […]

Not Covered

The top credit repair company will help you to: Comprehend and evaluate your credit reports.  Understand how your credit scores are determined  Identify strategies that will continually boost your credit standing  Any questions or concerns please contact our Customer Care Department at (442) 229-54801 5 THINGS THE BEST CREDIT REPAIR COMPANIES WON’T DO There are […]

Buying A Car

It doesn’t matter whether you’re a recent grad with your first real job or someone other than the prototypical first-time car buyer, the car-buying process is never filled with as much uncertainty as it is the first time. But no matter how much affection we develop for our high school hand-me-down or skateboard, at some […]

Payment History

The first thing any lender wants to know is something about your credit history. Namely, whether your credit payments have been made on time. This is one of the most important factors in a FICO® Score. A few late payments are not an automatic “score-killer.” An overall good credit history can outweigh one or two […]

5 Credit Facts

Credit scores serve several purposes. With a good credit score you can get loans faster, receive the most favorable lending rates, and have easier access to credit to buy homes, educations, business ventures, or access funds for everyday purchases. Your credit score could affect your insurance rates and potential employers may check your credit while […]


Credit scoring systems allow people to shop for the best rates on car loans without having a negative impact on their credit scores. They do so by counting all inquiries for auto loans within a given period of time as a single inquiry. That time period may vary slightly from one credit scoring system to […]

Security Clearance

How does a person’s finances directly impact their ability to obtain and retain a security clearance with the U.S. government? We’ll discuss the role of credit scores, and provide some rough guidelines for determining what score you’ll need to retain your clearance (though as you’ll see, it’s often not that simple). Furthermore, we will give […]


If you are writing to request assistance on your Equifax, Transunion or Experian credit file (i.e., dispute, fraud alert, security freeze, disclosure), it’s Important to understand the verification of your Identity are vital to ensure your file is corrected properly. WHAT DOCUMENTATION SHOULD I SEND IN TO VALIDATE MY ID OR ADDRESS? If you are […]


Bankruptcy public record is deleted from the credit report either seven years or 10 years from the filing date of the bankruptcy, depending on the chapter you filed. Chapter 13 bankruptcy is deleted seven years from the filing date because it requires at least a partial repayment of the debts you owe. Any questions or […]