Top Flight Assistance

Secured Card

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If you have poor credit, or none at all, it can be tough to get a loan or line of credit — even though that may be exactly what you need to up your credit score. Building a record of on-time payments is an important factor that impacts your creditworthiness. A Secure Card, Like TFA’s  MY JEWELERS CLUB  which requires a refundable security deposit in exchange for a line of credit, could be the solution. Lenders may be more willing to issue secured credit cards to less qualified borrowers because the deposit will be used to cover the balance if it goes unpaid.

Any questions or concerns please contact our Customer Care Department at(442) 229-5480

HOW A SECURED CREDIT CARD WORKS

Like any other credit card, you first have to apply and get approved. Secured credit card applications are similar to other credit card applications in that they require your basic financial information, as well as your permission to perform a credit check. But they differ in that a secured credit card application will also require your bank account and routing number in order to submit a refundable security deposit. Once you’ve been approved and put down your deposit, a secured credit card functions much like its unsecured counterpart: You will receive a statement each month, and you should try to pay your balance in full each month by the due date to avoid interest charges on new purchases. You will enjoy the convenience and security of a credit card, as well as any benefits or rewards that the card may offer. For example, it can be much easier to reserve a hotel room or rent a car when you have and can use a credit card.

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You Got Questions?
We Got Answers!

If your looking to improve your financial situation, then we’d like to help. Whether it’s personals credit or business credit we have proven solutions that scale to your needs. Call us today!

It depends. We are able to get negative items deleted because the credit bureaus are responsible for maintaining accurate records and the government sets up laws to help you hold the bureaus accountable. Deleting negative items is not about whether or not you actually owe on that debt, but if the bureaus are accurately recording that debt. If there are inconsistencies then we are likely able to get that debt removed.

We have helped thousands of people improve their credit and qualify for new homes, cars and other loans. We have a 4.8 out 5 star rating from over 2000 reviews on our Facebook page. And we are committed to delivering Top Flight service to all out customers.

Although we can not​ ​guarantee​ ​that we can remove​ ​any​ ​specific​ ​items,​​ ​we​ ​can​ ​guarantee​ ​that ​your​ ​credit​ ​report​ ​and​ ​FICO score​ ​WILL​ ​improve​ ​or​ ​we​ ​will​ ​grant​ ​you​ ​a​ ​100%​ ​refund.​ ​There is nothing to lose, book your free consultation NOW!