If you are writing to request assistance on your Equifax, Transunion or Experian credit file (i.e., dispute, fraud alert, security freeze, disclosure), it’s Important to understand the verification of your Identity are vital to ensure your file is corrected properly.
WHAT DOCUMENTATION SHOULD I SEND IN TO VALIDATE MY ID OR ADDRESS?
If you are writing to request assistance on your Equifax credit file (i.e., dispute, fraud alert, security freeze, disclosure), please also include a copy of a document from each of the two categories below:
Two items to validate ID such as:
- Valid driver’s license
- Social Security card
- Pay stub
- W2 form
- 1099 form
- Court documents for legal name change
- Birth certificate
- Passport
- Marriage certificate
- Divorce decree
- State ID
- Military ID
AND Three items to validate address such as:
- Utility bill with the correct address (gas, water, cable, residential phone bill)
- Cell phone bill
- Bank statement
- Pay stub
- W2 form
- 1099 form
- Rental lease agreement/house deed
- Mortgage statement
- State ID
Please note, when you provide documents, including a letter, to Equifax as part of your dispute, the documents may be submitted to one or more companies whose information are the subject of your dispute.
